An avalanche of expenses
The September return to the school bench is not only a shock to our children, it is also a huge, and quite unpleasant collision with reality for us, parents. The prices of textbooks, notebooks and school supplies are rising from year to year, astounding during annual purchases. Added to this are costs associated with belonging to a school community. Although education in Poland is compulsory and free, at the beginning of the year schools are overwhelming parents with compulsory fees that cannot be counted – fees for parental committee, insurance, protection.
Money for courses or tutoring
We know that the results visible on the testimonies require our children to work diligently throughout the year, which is why we have been enrolling them in additional language support classes since September. Often we also have to provide tutoring in basic subjects. Unfortunately, in classrooms with thirty children, the teacher cannot afford an individual approach to our children.
Changing school is an additional cost
The problem is even bigger when our child goes to a new school. Usually, integration trips are organized in the first grades, be they elementary, junior high or high school. Depending on the arrangements, during the first meetings the children go on day or multi-day trips to get to know each other better and make new friends. Each of us certainly remembers how he was a child himself and how much he wanted to participate in such trips, which is why most of us probably succumb to the requests of children. Unfortunately, such pleasure is associated with additional costs, even taking into account the fact that this year our state covered the costs of textbooks for children starting school in the first, third and fourth grades of primary school and first grades of junior high school, and in the end parents forced they were incurring huge costs.
Poles save themselves with payday loans
As Merratu Bank calculated, the cost of one school layette is about 700 PLN. Having two or three children, these costs increase to considerable amounts. Poles are helping each other as much as they can to survive this one of the hardest months. As we have noticed, a lot of people compare loans on our website from the end of August to the beginning of September. “This is primarily due to the fact that all large expenses accumulate in one month. Change of season, and therefore the purchase of warmer clothes, school layette and all related costs. Let’s not forget that most of us are just after the vacation, during which they took advantage of their savings, “says our specialist. Online payday loans are often one of the simplest solutions, but you should approach them wisely. If we are sure of our financial situation and know that we will be able to repay the liability within a short time, we can take advantage of quick loan offers in 15 minutes. It is worth comparing the offers of several companies and choosing the most attractive one, especially since many loan companies offer promotions such as the first loan for free.
Installment loans for small amounts
If for our home budget not only September is one of the harder months, then it is worth considering a loan in installments. Non-bank institutions also offer this type of service from PLN 1,000. The application can be completed online, so it is just as convenient and quick as it is for payday loans, with the difference that we can pay back in smaller installments.